Every year, students enroll in college and about 70% also enroll themselves in the “loan trap”. I was in the 11th grade, sitting in the 12th grade lunch period. My older sister (who was graduating that year) and her group of friends were conversing about college and how excited they were. Their excitement slowly started to fade when they began talking about how they had no way to pay for college unless they looked to loans as an option. It was in that very moment that I made